Hongkham, B., Siphanthong, B. and Sioudomphan, S. (2026) “Factors Affecting Access to Microfinance Institutions for MSMEs Entrepreneurs in Boun Neua District, Phongsaly Province”, Souphanouvong University Journal Multidisciplinary Research and Development , 12(04), pp. 98–105. doi: 10.69692/SUJMRD1204F98.