Hongkham, B., Siphanthong, B., & Sioudomphan, S. (2026). Factors Affecting Access to Microfinance Institutions for MSMEs Entrepreneurs in Boun Neua District, Phongsaly Province. Souphanouvong University Journal Multidisciplinary Research and Development, 12(04), 98–105. https://doi.org/10.69692/SUJMRD1204F98